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So you're saying that if a person's collection over the course of, say, a year and a half, is worth $1500, and instead, that person, at the very beginning of the year and a half, spent $1500 on the entire thing, it would have been exactly the same thing? My apologies, I forgot that I had entered THE FUCKING TWILIGHT ZONE
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1500 = 1500. Please, enlighten me to how it's different. Your example is terrible because it ignores the fact that you might purchase unreleased music in the future, which doesn't apply here. If you wanted to buy every Konami album right now and paid that, then that example might make sense. It has nothing to do with saving or budgeting or anything else. Money now and money later are exactly the same thing. It's not difficult to grasp.