#1
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Paypal Sucks Thread
Paypal is charging me more than the total listed for cds from cdjapan. I don't remember them doing this before. The total has always been what cdjapan listed as the total. Now it looks like paypal is charging a different yen rate (one in their favor). The cdjpan order total is 6,092 yen ($76.43) while paypal charges $79.59.
Here's what xe.com states as of today So I'm not pleased. Anyone else have a paypal story to vent about?
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Before the heavens, before destiny. Last edited by Vert1; Aug 30, 2012 at 01:57 PM. |
#2
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Paypal is fine and if it wasn't for paypal you probably wouldn't even be ordering from CDJapan anyway.
Most major banks and credit card companies update their currency exchange rate once a day. If it fluctuates during the day, it's not reflected. xe.com updates real time. You can't use xe.com for an accurate picture of what the exchange rate with paypal will be like at the time of order. Only paypal will tell you. I'm sure they have a FAQ outlining that somewhere. Here it is: https://www.paypal.com/webapps/helpc...ID=12900&m=SRE Most banks charge a currency conversion fee, just like PayPal. Welcome to real life. Last edited by dancey; Aug 30, 2012 at 05:27 PM. |
#3
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The link redirects me to the homepage.
Paypal is ripping me off. So you think it's fine to charge customers more money than what the website lists and what reliable currency converters list? I bought Wangan Midnight Maximum Tune 4 in January and I don't remember the price being different than what was shown on cdjapan. They should have their conversion up-to-date if it's not. There is no excuse. Secondly, Paypal is not a bank or really comparable to one. They can't protect you for shit if someone hacks into your account or if a buyer wants their money back. They rip off people who want to sell products online. You may think complaining about $3 discrepancy on their yen to usd currency converter isn't much, but this stuff adds up -- they regularly rip off sellers charging them around 4% (3.75% in Jan 2012) of the cost of their good sold. They aren't as special as they think they are and people are wising up. From music seller http://www.ear-rational.com Spoiler:
I ended up purchasing my product (Tetsuo Complete Box) from otaku.com because Alex lists the amount in USD and paypal can't price hike. Buying stuff from Japan is expensive enough. I don't need paypal trying to milk more money out of me.
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Before the heavens, before destiny. Last edited by Vert1; Aug 30, 2012 at 09:22 PM. |
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Huh, never bought from CDJapan before - they don't do credit card though? When I buy from Play-Asia, I do credit card, period. I don't touch Paypal if I don't have to. Now that's not because I'm anti-Paypal or anything, but using a credit card has its benefits, especially when you've built up a practically perfect credit score and you've been with a company for a long time. With a credit card company, you can dispute charges. The couple times any of my family have ever had to dispute a charge, we got our money back pretty promptly. And I've always been under the impression that Paypal charges some type of commission somewhere along the line for a purchase. I may not have to pay it if I'm the buyer, but I don't like the idea regardless.
I say always use a credit card where you can. |
#5
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Quote:
I remember sending cash by mail to random asian countries a few times before paypal was around. Always got my goods though :-)
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www.vrc7.net |
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Paypal is handy but they do rip you off. If you don't send your stuff out via recorded delivery then the recipient can always claim their money back without question.
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I have a Paypal story to vent, though I realize that it was my fault.
I got scammed by a website (doesn't exist anymore) that sold Playstation Network cards and other similar stuff. The cards provide a code that adds funds to your PSN account. So after buying a card they (the seller) suppose to send an email with a code. It is meant to be a quick digital transection, no waiting for mail parcels. And there are legitimate sites out there that do it, but this one turned out to be a fraud. So in attempt to get the money back, after opening a dispute and escalating it to a claim, Paypal resolved the case in favor a scammer/fake site owner who ripped me off. And the reason being for that is their policy for non-tangible goods: if it isn't a physical item that can be send via mail and has a tracking number, than oh well too bad so sad, there's no way to prove anything. Which makes sense actually. And of course scammers know it very well. Basically moral of the story is - if you get scammed, blame it on your lack of knowledge. Last edited by MiLO; Nov 27, 2012 at 11:13 PM. |
#8
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If you want to avoid additional foreign currency fees, the best way to go is with a credit card that doesn't charge them. I use Capital One. If I lived in a state where JCB offered their services, that would be a great option, too.
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